black card american express requirements

#BLACK CARD AMERICAN EXPRESS REQUIREMENTS FOR FREE#
#BLACK CARD AMERICAN EXPRESS REQUIREMENTS HOW TO#

Second, we also include links to advertisers’ offers in some of our articles these “affiliate links” may generate income for our site when you click on them. This site does not include all companies or products available within the market. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. First, we provide paid placements to advertisers to present their offers. This compensation comes from two main sources.

#BLACK CARD AMERICAN EXPRESS REQUIREMENTS FOR FREE#

To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive compensation from the companies that advertise on the Forbes Advisor site. The Forbes Advisor editorial team is independent and objective.

325 carat diamond embedded in the center and the Coutts Silk Card, said to be England’s most exclusive card, which counted Queen Elizabeth II among its ultra-elite clientele.

These include the Dubai First Royale Mastercard, a black card edged in real gold with a. there are a handful of other black cards with equally lofty status as the Amex Centurion Black Card. There are also several other cards that, although they don’t market themselves as “black cards”, come in either dark gray or have black tones likely intended to make them look more swank, like the Chase Sapphire Reserve® and the Marriott Bonvoy Brilliant® American Express® Card (Terms Apply) to name a few. And, like most credit cards, anyone can apply for the Mastercard Luxury Black Card without waiting for an invitation, which gives this card far less prestige than the Centurion Black card. But there are a number of other cards that offer what the Mastercard Black Card does at the same price point or less.

There are other cards who market themselves as luxury black cards, notably the Mastercard® Black Card™ * which comes with a $495 ($195 for each Authorized User added to the account) annual fee and some upscale benefits like a dedicated concierge and lounge access. For those who place a premium on owning a symbol of wealth, the Black card is unrivaled. Although the Amex Black card does come with thousands of dollars’ worth of perks, it could be said that the card is more of a status symbol than the best way to make a purchase. Is it worth the cost of ownership? That’s akin to asking if a Bugatti is worth it for weekend jaunts. Is a Black Card Worth It?Īccording to the Centurion cardmember agreement, the card comes with a $10,000 initiation fee and a $5,000 annual fee. The page makes it clear that filling out your request in no way obligates Amex to invite you to apply for your own black card. If you think your bank account and Platinum Amex spending fit the bill, you can go to the Amex Centurion website and at the bottom of the page, click on where it says “Interested in Centurion® Membership? Click Here.” That takes you to a page where you fill out your first name, last name, last four digits of your Platinum Amex as well as the four-digit security card on the card. Anecdotal reports say that only the biggest spenders who routinely spend upwards of $250,000 or more a year, along with other wealth criteria unconfirmed by Amex will be invited to apply. American Express has never publicly disclosed the minimum combination of net worth and spending habits required to score an invite to its black card club, only that ownership of The Platinum Card® from American Express (Terms Apply) is a precursor.

#BLACK CARD AMERICAN EXPRESS REQUIREMENTS HOW TO#

If you want to know how to get approved for an Amex Centurion card, get in line. In the U.S., a black card is typically synonymous with the Centurion® Card from American Express *, a card so exclusive, you have to be invited to apply. The term “black card” has come to symbolize an ultra-exclusive high-end credit card, referenced in pop culture as the ultimate status symbol by hip-hop stars, in movies and books.

Black card american express requirements